Posts Categorized: General Debt & Loan Consolidation Information

Top Ten Ways to Improve Your Credit Rating

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The American consumer has become overly dependent on easy credit. Credit cards afford many a prolifigate lifestyle that is not reflective of the ground realities. The American nation has truly become a credit card nation, where consumers pursue spendthrift policies not reflective of their true financial realities. Currently, in Davos, Switzerland, the World Economic Forum… Read more »

15 Time-Tested Credit Repair Techniques

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For struggling credit card holders, a poor credit score that is left unaddressed often outlives the events (foreclosure, bankruptcy, unpaid credit card bills, etc…) that triggered it in the first place. The importance of a healthy credit rating cannot be overestimated: A credit check is performed for mortgage, credit card, car loan, home loan, insurance,… Read more »

Increasing Your Credit Score: How To Improve Your Credit Rating

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Millions of Americans in the United States have a less than perfect credit rating, which is why there are so many consumers out there who are searching for ways to raise their credit score. Why is credit score repair so important? A consumer’s credit rating weighs heavily on his/her ability to obtain new loans, mortgages,… Read more »

Climbing Out Of Debt With The Help Of Credit Counseling

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Consumers living paycheck to paycheck are the first to admit that falling into credit debt is no laughing matter: Merciless collectors hounding them, a tarnished payment history haunting them, and the specter of bankruptcy looming before them. Economically-stranded consumers oftentimes lack the wherewithal and tools needed to create a workable budget and manage their credit… Read more »

Repair Your Credit Report: The Critical Information

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Credit reports play a pivotal role in a credit card company’s evaluation of whether an applicant poses a positive or negative credit risk. Lenders extract from them personal data concerning prospective borrowers, as well as their income, debts and credit payment history. A credit report provides a profile of the cardholders’ financial life, and creditors… Read more »