Posts Categorized: General Debt & Loan Consolidation Information

Ensure Accuracy & Avoid Identity Fraud with Free Credit Reports

Posted by & filed under General Debt & Loan Consolidation Information.

In the United States, the ability for individuals to make large purchases, obtain loans or rent out property is all dependent upon their credit worthiness. The truth is without a decent credit rating, life can become extremely difficult. This is because financial lending institutions perform a thorough credit check before lending out any money. Therefore,… Read more »

How to Build Up Your Credit Score

Posted by & filed under General Debt & Loan Consolidation Information.

A credit score is the quantifiable end result of an assessment of your credit history and credit report using a complicated formula to forecast risk for creditors and lenders. Lenders use credit scores to makes decisions on the interest rates on your credit instruments or loans, issuance of loans or credit cards, and increasing credit… Read more »

Time to Understand your Consumer Credit Report

Posted by & filed under General Debt & Loan Consolidation Information.

Since the first charge card was launched in 1949 by Diner’s Club. Fifty nine years later, people have become consummate consumers; making more than $2 trillion in transactions each year. Increasingly, Americans are using credit cards more than cash. As credit card use has increased, so have the complexities of these credit instruments. Herein, it… Read more »

What is a Credit Score?

Posted by & filed under General Debt & Loan Consolidation Information.

A credit score is the final result of a complicated formula that is used to forecast risk for loan lenders and creditors. The credit score is determined by using information in your credit report, account history and/or applications. The main purpose of the exercise is to accurately ascertain the timely payment of accounts, as well… Read more »

The Importance of Having an Accurate Credit Report

Posted by & filed under General Debt & Loan Consolidation Information.

Credit report and credit history are some of the most important facets of your credit. Americans by law can access their credit report annually for free. It is easy and simple to obtain and crucial to your financial success. Any inaccurate information on your credit report can create issues with prospective employment, credit cards, qualifying… Read more »

Simple Steps to Protect Identity Theft

Posted by & filed under General Debt & Loan Consolidation Information.

Credit card identity theft is one of the fastest growing crimes in the country. As criminals become more brazen and technology savvy, protecting the integrity of your credit report and credit history becomes even more important. Important information on bills, canceled or blank checks, investment and credit card statements are easy prey for identity thieves…. Read more »