Posts By: cmsadmin

Before a Student Loan Consolidation, Consider These 5 Drawbacks

Posted by cmsadmin & filed under Private & Federal Student Loan Consolidation.

When considering student loan consolidation, there are a number of variables to consider. The process has both its advantages and disadvantages, all which should be reviewed before jumping into consolidation. The following list contains five potential drawbacks of student loans that students should be familiar with to get some help with debt. Fixed Interest Rate […]

IRS Tax Debt Relief Solutions Are Easier Than You Think

Posted by cmsadmin & filed under Tax & Bankruptcy Law Information.

Numerous people face tax problems with the IRS. It is not the best situation to find oneself in, but if you are in need of tax debt relief, solutions do exist. In addition to typical debt consolidation, those seeking tax debt help can make use of “currently not collectible” status, installment arrangements, or the offers […]

How To Get A 10K Loan With Bad Credit

Posted by cmsadmin & filed under Credit Card Debt Consolidation Information.

$10000 Loan With Bad Credit – It Can Be Done! During the financial crisis that the nation has been experiencing for several years now, more and more people have been finding themselves unable to pay their bills. Mortgage payments, car payments and, for business owners, payroll have all become increasingly harder to pay. As a […]

The Fair Credit Reporting Act: Watching Over Borrowers

Posted by cmsadmin & filed under Home & Mortgage Refinance Information.

One of the most comprehensive consumer protection laws regulating credit is known as the fair credit reporting act. Enforced by the Federal Trade Commission, this federal law requires credit reporting agencies (CRAs) to act fairly and equitably when collecting, disseminating, and utilizing consumer credit information. The act ensures that credit bureaus ensure the accuracy, pertinence, […]

The Pivotal Concept of Credit Card Rates

Posted by cmsadmin & filed under Credit Card Debt Consolidation Information.

Credit cards facilitate the lives of millions of Americans by ensuring the attainment of emergency funds, the affordability of large expenditures, the payment of purchases overseas, and the booking of reservations, among other things. For fiscally-responsible consumers, credit cards are a formidable, convenient tool enabling them to achieve a multitude of money management objectives. Before […]

Ensure Accuracy & Avoid Identity Fraud with Free Credit Reports

Posted by cmsadmin & filed under General Debt & Loan Consolidation Information.

In the United States, the ability for individuals to make large purchases, obtain loans or rent out property is all dependent upon their credit worthiness. The truth is without a decent credit rating, life can become extremely difficult. This is because financial lending institutions perform a thorough credit check before lending out any money. Therefore, […]

The Benefits and Services provided By a Credit Union

Posted by cmsadmin & filed under General Debt & Loan Consolidation Information.

When it comes to obtaining money for personal needs, such as student loans, home loans, and other kinds of financial services, banks are a popular type of lending institution that many borrowers turn to for help. However, many people are beginning to discover that banks are not the only option available in today’s lending market. […]

Change in FHA Loans Aim to Curb Mortgage Foreclosures

Posted by cmsadmin & filed under Home & Mortgage Refinance Information.

In an effort to aide homeowners in the growing mortgage crisis, the federal government has announced it will make changes to its Federal Home Loan Administration insured-loan program. Now, a wider range of individuals will be able to qualify for the program. Consequently, these modifications, along with lowered interest rates, have caused an increase in […]