American consumers are always struggling to keep up with their monthly bills, especially credit card bills. In addition to skyrocketing gas prices and rising household expenses, credit cards are being used more often to pay for nominal items. Credit services that offer credit counseling have seen a sharp increase in the number of families seeking […]
Posts Categorized: Credit Card Debt Consolidation Information
How To Keep Credit Card Debt From Taking Over
Credit card debt can be a scary situation to find yourself in. Luckily, you arent alone. Millions of Americans not only have credit card debt, but many are also carrying balances of $10,000 or more. Plus, recent studies have shown that most Americans hold at least four credit cards, with 14 percent holding 10 or […]
How To Effectively Manage Your Credit Cards
Over the years, credit cards have become an increasingly valuable financial tool. No longer are banks the only company who issue credit cards; now every department store, retail store, furniture stores, and gas station offer consumer credit through their own name-brand credit cards. Furthermore, each credit card offer comes with a perk that makes it […]
Get Out of Credit Card Debt
Credit card debt has been growing at a steady pace for many Americans over the years. Millions of Americans are having difficulty even keeping up with minimum monthly payments, let alone have the ability to pay off the debt. For most, the debt cycle is an unending one, in many cases requiring credit counseling to […]
Credit Card Debt Can Be Avoided With Smart Credit Card Tips
Credit cards have become omnipresent; they have now eclipsed cash as a common method of payment in America. Plastic money is the new American currency. The use of credit convenience has evolved into a nightmare of credit card debt inconvenience for many Americans. The lure of plastic cards has made it difficult to imagine life […]
Paying Off Credit Cards
Credit card debt most consumers in America try to avoid it, yet somehow find themselves in it! This is heavily due to the fact that plastic money is convenient and it lets you buy something now and pay for it later. However, before you know it, your bills begin to pile up and you […]
Six Good Reasons to Consolidate Credit Cards
With more than 5 billion credit card offers landing in the mailboxes of U.S. households each year, and a monthly average of six offers per household, it is not surprising that so many Americans are submerged in debt. Hefty finance fees and interest charges that accumulate over time compound the misery of fiscally-overextended consumers trying […]
Bad Credit Fixes for Defaulting Cardholders
When your credit rating has been dealt a severe blow, there is no magical remedy to nurse it back to health. However, rehabilitation of bad credit can be achieved through the application of self-help principles and the utilization of credit card-dependent measures. With discipline, determination and patience, consumers mired in debt can overcome a poor […]
Eliminating Credit Card Debt
When entangled in credit card debt, it is oftentimes difficult to envision financial freedom. By applying earnest efforts and appealing to discipline, will power, and perseverance, however, consumers can pay off credit cards and eliminate credit card debt. The key to avoiding a potentially irreversible impact on their financial health is for debtors to take […]
Consolidation Loan Options for Credit Card Debtors
Two powerful incentives for credit card debtors to choose loan consolidation are 1) the high interest rate associated with plastic money and 2) Congress’ authorization of a hike in the minimum monthly payment that borrowers must pay. First, depending on consumers’ credit rating and history, interest on many credit cards can range from 20 to […]