Posts Categorized: Credit Card Debt Consolidation Information

Credit Card Debt a Growing Concern

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American consumers are always struggling to keep up with their monthly bills, especially credit card bills. In addition to skyrocketing gas prices and rising household expenses, credit cards are being used more often to pay for nominal items. Credit services that offer credit counseling have seen a sharp increase in the number of families seeking… Read more »

How To Effectively Manage Your Credit Cards

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Over the years, credit cards have become an increasingly valuable financial tool. No longer are banks the only company who issue credit cards; now every department store, retail store, furniture stores, and gas station offer consumer credit through their own name-brand credit cards. Furthermore, each credit card offer comes with a perk that makes it… Read more »

Get Out of Credit Card Debt

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Credit card debt has been growing at a steady pace for many Americans over the years. Millions of Americans are having difficulty even keeping up with minimum monthly payments, let alone have the ability to pay off the debt. For most, the debt cycle is an unending one, in many cases requiring credit counseling to… Read more »

Eliminating Credit Card Debt

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When entangled in credit card debt, it is oftentimes difficult to envision financial freedom. By applying earnest efforts and appealing to discipline, will power, and perseverance, however, consumers can pay off credit cards and eliminate credit card debt. The key to avoiding a potentially irreversible impact on their financial health is for debtors to take… Read more »

Consolidation Loan Options for Credit Card Debtors

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Two powerful incentives for credit card debtors to choose loan consolidation are 1) the high interest rate associated with plastic money and 2) Congress’ authorization of a hike in the minimum monthly payment that borrowers must pay. First, depending on consumers’ credit rating and history, interest on many credit cards can range from 20 to… Read more »

Credit Card Settlement: Freeing Consumers from the Chains of Debt

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An increasing number of credit cardholders who have racked up a sizeable credit debt and are struggling to meet their financial obligations are obtaining relief through credit settlement. This payment strategy is one of the fastest-growing because it saves consumers money and enables them to become debt-free as inexpensively and quickly as practicable. Even though… Read more »

Credit Card Debt Management: Paving the Way to Good Credit

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The following situations merit consumers’ immediate attention since they impact credit score: Balances that surpass the limit or are maxed-out; Balances carrying a high interest rate; Balances that exceed 50% of the credit limit; and Accounts that are past due. First and foremost, credit card debt management necessitates the implementation by borrowers of the following… Read more »

Paying Off Credit Cards

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Credit card debt – most consumers in America try to avoid it, yet somehow find themselves in it! This is heavily due to the fact that plastic money is convenient and it lets you buy something now and pay for it later. However, before you know it, your bills begin to pile up and you… Read more »