Privacy Policy

Last updated: March 10th, 2012.

 

We Respect Your Privacy

At SecureLoanConsolidation.com your privacy is a top priority for us and we are committed to protecting your privacy online. This Privacy Pledge outlines the steps we’ve taken to ensure that you have a great experience at SecureLoanConsolidation.com, and also provides details on how we treat any personal information you may submit to us.

This Privacy Pledge applies to this website, SecureLoanConsolidation.com . Please note that this policy applies only to sites maintained by SecureLoanConsolidation.com and not to websites maintained by other companies or organizations to which we link.

Geo TrustSecureLoanConsolidation.com uses GeoTrust SSL certificates throughout its site to insure the security and privacy of personal and financial information submitted. GeoTrust is the world’s second largest digital certificate provider, and a leader in a wide variety of Identity and Trust services. More than 100,000 customers in over 150 countries use GeoTrust products to secure online transactions, confirm and protect identities, and operate fully managed trusted environments for conducting business over the Internet.

Secure RightsSecureLoanConsolidation.com also utilizes the SecureRights verification service. SecureRights is a verification service dedicated to protecting consumers from fraud and privacy violations. SecureRights provides a secure platform for businesses to manage and oversee the collection and transfer of consumer information. SecureRights verifies information submitted through its system by individual consumers seeking information on financial products and services from the businesses that provide them.

Secure RightsSecureLoanConsolidation.com also utilizes the Comodo Elite SSL Certificates verification service. The Comodo Elite SSL Certificates provides futureproof security and instant trust for visitors and customers by employing Comodo’s business validated SSL certificate, Comodo SSL.

Information Collection and Use

We may collect and use personal information about you to respond to your request for products and services offered through this website. We may also collect information in order to notify you about products, services, and other opportunities we think will be of interest to you.

When you register with SLC you agree to receive email communications from SLC or our partners about mortgage loans, personal loans, student loan consolidation, private student loan, home improvement, insurance and/or debt settlement products, news and information. When you register with SLC and leave the box checked stating “Yes, I want to receive information and offers from LoanSolutionEmail.com” – you explicitly authorize us to share your information with Datran Media to contact you via email.

The information we collect may be from the following sources:

  • Information provided by you in connection with obtaining quotes for home purchase loans, home refinance loans, home equity loans or personal loans. For example, you will be asked to provide your full name, address, telephone number, social security number and other financial information depending upon your request.
  • Information provided by you in connection with obtaining quotes for other products or services such as debt settlement, home improvement, student loans and insurance.
  • Information provided by you in connection with obtaining a certain product or service offered by one our business partners.
  • Information you provide us when you register to receive communications from us (such as your email address).
  • Information you provide us when you enter promotions or sweepstakes offered by SecureLoanConsolidation.com (such as your full name, physical address and email address).
  • Information you provide us through telephone and web based surveys, customer service correspondence, and general feedback.

We may also collect demographic information. Demographic information is all other information such as gender, zip code, or any information that is not tied to your personal information. In addition, we might receive information about you from other online or offline sources and may add that information to your existing account.

Information Sharing and Disclosure

We share personal information about you under the following circumstances:

Loan Products or Service Requests

If you submit a request for quotes for a loan product or service offered through this website, we will share the personal information contained in your request form (such as your full name, address, telephone number, property location, self-assessed value, and Social Security Number) with lenders, which include banks, mortgage lenders, personal loan lenders and brokers (collectively, “Lender” or “Lenders”) in our client network to process and fulfill your request. In some circumstances, we may obtain additional information about you and/or share that information with Lenders in our network. For example, we may use your Social Security Number, your Year of Birth, or your personal information to obtain your credit report and credit score to help us better match you with Lenders. In addition, Lenders that receive your personal information may use your Social Security Number, Year of Birth or your personal information to obtain your credit report and credit score in order to process and fulfill your request.

By submitting your request to SecureLoanConsolidation.com, you understand that Lenders may contact you by telephone (on a recorded line), email, or regular mail based on the information you provided to us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. If one of the Lenders contacts you and you wish not to be contacted again by that Lender with respect to your inquiry, then you should specifically make a request to that Lender not to contact you again. Please note that the Lenders may maintain the information you provided whether you elect to use their services.

Credit Card Requests

If you wish to obtain a credit card, you will be asked to provide your personal information (such as your full name and home address).

Other Products or Service Requests

If you submit a request for a product or service other than a loan such as debt settlement, home improvement, insurance or student loans, you will be asked to provide your personal information (such as your full name, address, telephone number and email address). The personal information you submit is either: collected by SecureLoanConsolidation.com and shared with the particular business partner operating the service or providing the product you requested or is provided directly to the business partner. Where the service is operated by one of our business partners, the collection, use and disclosure of your personal information will be subject to that business partners’ privacy policy. Our business partners may contact you by telephone, email, or regular mail based on the information you provided to us, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. If one of our partners contacts you by telephone and you wish not to be contacted again by that business partner with respect to your inquiry, then you should specifically make a request to that partner not to contact you again.

Vendors

We sometimes disclose the information we collect to companies that operate various services for us such as marketing distribution, advertising, or certain product functionalities. These vendors only have access to personal information needed to perform their functions, and may not share it with others or use it for any other purpose.

Subsidiaries, Parent or Sister Companies

We may share personal and demographic information about you with our subsidiaries, parent company, or sister companies.

As Permitted by Law

We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, federal/state audits or similar circumstances. We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of SecureLoanConsolidation.com’s Terms of Use, or as otherwise required by law.

Business Transfer

As with any other business, it is possible that SecureLoanConsolidation.com, in the future could merge with or be acquired by another company. If such an acquisition occurs, the successor company would have access to the information maintained by SecureLoanConsolidation.com, including your personal information, customer and business account information, but would continue to be bound by this policy unless you consent otherwise.

IP Addresses

We keep track of Internet Protocol (IP) addresses. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.

Offering You Choices

Marketing Email Options

You may register to receive communications from us directly on our website or through a another site in our network. Upon registering, we will send you informational newsletters and other e-mails with offers and promotions. If you no longer wish to receive these communications, please let us know by sending an email to SecureLoanConsolidation.com Customer Care (You may also opt-out by clicking on the unsubscribe link in our emails).

Vendors / Advertisers

Please note that SecureLoanConsolidation.com can only control its own mailing list and policies. Vendors / advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their email communications.

Confidentiality and Security

The security of your personal information is very important at SecureLoanConsolidation.com and we take a number of steps to safeguard it. For example:

  • We limit access to personal information to those employees or agents who assist us in providing requested products and services to you.
  • We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard personal information about you.
  • We have partnered with GeoTrust to protect against the loss, misuse or alteration of information that we collect from you.

Links

This Privacy Pledge applies to all information that you provide to SecureLoanConsolidation.com. However, when you visit websites to which SecureLoanConsolidation.com links, keep in mind you will be interacting with a separate website that operates under its own privacy and security policy. If you choose to obtain certain services through another site, the data collected is governed by that sites privacy policy. These aforementioned sites will also have its own policy regarding the use of cookies and clear gifs. We encourage you to review the privacy policies of any other service provider from whom you request services.

Framing

In some cases, we may use third parties to operate portions of the SecureLoanConsolidation.com website. Although the particular section of the website may have a similar appearance as the SecureLoanConsolidation.com site, information submitted through these outside third parties are subject to that company’s privacy policy unless otherwise stated.

A Special Note about Children’s Privacy

You must be at least 18 years old to use this website. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the services offered on our website only in conjunction with your parents or guardians. Please see our Terms of Use for more information.

Removing Your Information

Federal and state regulations require that we maintain all information (including your personal information) submitted through the SecureLoanConsolidation.com website for various time periods. In order to comply with these regulations, we cannot delete your information from our database.

Questions and Suggestions

If you have any questions, concerns or suggestions about our Privacy Pledge, you may contact us:

By sending an email to:
info@secureloanconsolidation.com

By sending a letter to:
SecureLoanConsolidation.com
c/o Prime Media Consulting, LLC
14 Palm Harbor Village Way West
Palm Coast, FL 32137, USA
Attn: Customer Care

Changes to this Privacy Pledge

SecureLoanConsolidation.com may update or modify this Privacy Pledge from time to time. If there are material changes to this Privacy Pledge or in how SecureLoanConsolidation.com will use your personal information, we will post such changes here. You will be notified if any of the material changes that affect the use of your personal information and asked to opt-in to the new use of your personal information. If you do not agree with the changes to how your information will be used, please do not continue to use this website.

By using this site, you signify your assent to the SecureLoanConsolidation.com Privacy Pledge. If you do not agree to this policy, please do not use any of the SecureLoanConsolidation.com site. When you request rate quotes or other information through SecureLoanConsolidation.com, you are authorizing us to share information with our business partners, who will contact you by phone, email, or mail. If you do not want further communication from them, please notify the partner directly.

We reserve the right to make changes in this policy at any time. Please check the policy each time you use our website to ensure you are aware of any changes in our privacy practices. Our Privacy Pledge will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Pledge.