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Points Calculator

Input
Loan Info
Amount ($)
Interest (%)
Interest with Points (%)
Loan Length (Yrs)
Additional Info
Points (%)
Savings Rate (%)
Financial Analysis
  Without Points With Points
Amount Financed $200,000.00 $198,000.00
Monthly Payment $1,247.74 $1,167.15
Monthly Payment Savings $80.59
Points Value $2,000.00
Monthly Investment Savings $8.33
True Monthly Savings $72.26
Break Even 2 Yrs 4 Mts

         
 
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Points always cost money, so is it wise to pay a lot of money to lower your mortgage interest rate. Before you decide always look at the amount you pay for points versus the savings in interest over the entire term of your home loan mortgage.

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