What is the Real APR for that Loan?

Input

Loan Info
Home Value	($)
Interest	(%)
Loan Length	(Yrs)
Downpayment	($) (%)
Additional Info
Origination Fees	(%)
Points	(%)
Other Loan Fees	($)

Financial Analysis

Downpayment	$25,000.00
Amount Financed	$225,000.00
Monthly Payment	$1,403.71
Points Value	$2,500.00
Origination Value	$1,250.00
Other Loan Fees	$1,000.00
Total Closing Cost	$4,750.00
Actual APR	6.580%

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There is the teaser interest rate you see and then there is the real interest rate when you get the home loan. Don’t be fooled by advertised rates learn how different loan charges can affect your interest rate, many times above your expectations.

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